Wisdom

Second Act Story: Rachel Bland, Principal, AgentsE Solutions, LLC
Careers & Encores Sherry Finkel Murphy, CFP®, RICP®, ChFC®, Founder/CEO Careers & Encores Sherry Finkel Murphy, CFP®, RICP®, ChFC®, Founder/CEO

Second Act Story: Rachel Bland, Principal, AgentsE Solutions, LLC

Today’s guest blog is from Rachel Bland, Woman of a Certain Age(ncy) and Fractional Executive for Products and Technology through her company, AgentsE Solutions. She told me she’s excited to share the journey that led her to her #StepAwayCareer. 

Once upon a time, I was a young girl growing up in a rural part of Canada, desperately trying to understand how I fit into the world. Back then, I felt like the only person who understood me was Belle from Beauty and the Beast. She “wanted so much more than this provincial life,” and people thought she was strange with her bookishness. 

 It felt to me like I would need some magical, Disney-style intervention to change the trajectory of my life. I couldn’t imagine what would need to happen to build a life that I had only seen on TV, where I had a career, wonderful adventures and eventually, a family. I mean, where do you even start when you come from a world that is mainly farming and fishing, with other essential roles like teacher, nurse, doctor and firefighter? 

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Raise Your Rates
Careers & Encores, Money Money Money Sherry Finkel Murphy, CFP®, RICP®, ChFC®, Founder/CEO Careers & Encores, Money Money Money Sherry Finkel Murphy, CFP®, RICP®, ChFC®, Founder/CEO

Raise Your Rates

I’ve been having my hair cut by the same woman for three years or so. She’s been in business for over 30 years. She owns her own salon and rents seats to other stylists. I asked her how much more she charges than her other hairdressers, since she’s the most experienced and the owner. She said she hadn’t raised her rates in years. Her answer stunned me. Kids just out of school in the shopping mall are charging more than she is.  

I recommended she raise her rates. 

I’ve been going to the same aesthetician who has been performing lots of magic on my face for 10 years or so. It was time to purchase another package of sessions. When she told me the price, I reminded her that this was the same price as the last three packages. 

I recommended she raise her rates. 

I had a conversation about materials and labor with a small builder/contractor. Same story. He says he fights for every dollar of margin. He claimed there’s a limit to what people will pay. 

I still recommended he raise his rates. 

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The New Map of Life Gives You Do-overs!
Careers & Encores Sherry Finkel Murphy, CFP®, RICP®, ChFC®, Founder/CEO Careers & Encores Sherry Finkel Murphy, CFP®, RICP®, ChFC®, Founder/CEO

The New Map of Life Gives You Do-overs!

What would it look like if you went to a permanent four-day work week? Would you have better life balance? Reduced fatigue? More time for your family? What if you worked for more years but with greater flexibility?

What would it look like if you worked among people aged 20 to 70? Would you finally realize that age diversity is good for economic growth and your bottom line?

What would it look like if you did the math to take a month-long sabbatical (planned a year in advance) and embarked on a “vocation vacation” in which you took intensive credentialing to plan your next career? What if you learned and credentialed throughout your entire life?

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I Love It When A Plan Comes Together
Retirement Glidepath, Money Money Money, Careers & Encores, Longevity Planning, Wist & Wisdom Sherry Finkel Murphy, CFP®, RICP®, ChFC®, Founder/CEO Retirement Glidepath, Money Money Money, Careers & Encores, Longevity Planning, Wist & Wisdom Sherry Finkel Murphy, CFP®, RICP®, ChFC®, Founder/CEO

I Love It When A Plan Comes Together

Behind the scenes at Madrina Molly™, we’ve been working our little tails off to create a digital home for Financial and Longevity Planning Education. In fairness, my explorations on the Internet have yielded a few good teachers out there in social media land. But it’s hard to find them.

Currently, the “finfluencers” want to teach you how to trade options, buy tax liens, and purchase their “secret sauce” training.

Newsflash: If you haven’t spent any time learning how to trade up until now, what makes you think you’d be interested in it moving forward? Plus, you don’t have to “trade” to invest successfully.

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The Kids are Alright
Wist & Wisdom, Careers & Encores Sherry Finkel Murphy, CFP®, RICP®, ChFC®, Founder/CEO Wist & Wisdom, Careers & Encores Sherry Finkel Murphy, CFP®, RICP®, ChFC®, Founder/CEO

The Kids are Alright

Recently, I went a couple of rounds (respectfully) with some readers on Facebook about my statement that I don’t think it’s productive for parents to tell their children that buying real estate is the “correct” path to wealth. I get that the real estate market sucks right now in lack of inventory, inflated prices, and that mortgage interest rates have adjusted upward. (My first mortgage was 11.85%. Either you can afford a mortgage, or you can’t. Rock bottom interest rates were never guaranteed. A decade of people got lucky, and that’s no longer the case. Get over it.)

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The Role Of Allies (Part II)
Wist & Wisdom, Careers & Encores Sherry Finkel Murphy, CFP®, RICP®, ChFC®, Founder/CEO Wist & Wisdom, Careers & Encores Sherry Finkel Murphy, CFP®, RICP®, ChFC®, Founder/CEO

The Role Of Allies (Part II)

I few weeks ago, I posted What is the Role of Allies? (Part I), wherein I proposed that Allies who are only mentors are coming up short. Continued economic expansion requires that Allies actively identify and recruit more women into senior leadership because, in a world that is increasingly older and female, women’s wisdom and identification with the consumer population is essential for growth.

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We Are All In Sales
Careers & Encores Sherry Finkel Murphy, CFP®, RICP®, ChFC®, Founder/CEO Careers & Encores Sherry Finkel Murphy, CFP®, RICP®, ChFC®, Founder/CEO

We Are All In Sales

We’re all in sales. Day in and day out, we sell others on our ideas, recommendations, and our work product. The only difference between salespeople and non-salespeople is how they’re compensated. I’ve looked at sales compensation models and sales contributor success, slicing and dicing it every which way. And sometimes I think the “Hunter” archetype is overrated.

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We All Should Have a "Forget You Fund"
Money Money Money, Careers & Encores Sherry Finkel Murphy, CFP®, RICP®, ChFC®, Founder/CEO Money Money Money, Careers & Encores Sherry Finkel Murphy, CFP®, RICP®, ChFC®, Founder/CEO

We All Should Have a "Forget You Fund"

A professional colleague felt she needed to ask her husband to use a $5,000 bonus to start her own consultancy. Her bonus. Her income. And she had to ask … her spouse? The issue for her was less about getting permission than assuaging her guilt for using her money on herself and not on her family. (Spoiler alert: Her spouse was completely supportive, so she did it, she’s wildly successful, and she’s never looked back.)

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I'm So Excited!
Careers & Encores, Wist & Wisdom Sherry Finkel Murphy, CFP®, RICP®, ChFC®, Founder/CEO Careers & Encores, Wist & Wisdom Sherry Finkel Murphy, CFP®, RICP®, ChFC®, Founder/CEO

I'm So Excited!

Recently, a pundit referred to the “generativity” of President Biden. That immediately sent me to the nearest search engine. Turns out “Generativity vs. Stagnation” is the seventh stage of Erik Erikson’s psychosocial development theory. (I did not take Psychology in college, so this is all new to me. But say “psychosocial development theory” three times fast and Erikson may appear.)

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My Favorite New Year Coaching Exercise
Careers & Encores, Wist & Wisdom Sherry Finkel Murphy, CFP®, RICP®, ChFC®, Founder/CEO Careers & Encores, Wist & Wisdom Sherry Finkel Murphy, CFP®, RICP®, ChFC®, Founder/CEO

My Favorite New Year Coaching Exercise

I got excited when I realized I’d be able to share my favorite coaching exercise with a large audience this year. I don’t claim originality for this exercise; I just know it works. It’s an amalgamation of multiple list-making exercises I’ve borrowed from people like Barbara Sher and Jack Canfield.

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What Price Ambition?
Careers & Encores, Longevity Planning Sherry Finkel Murphy, CFP®, RICP®, ChFC®, Founder/CEO Careers & Encores, Longevity Planning Sherry Finkel Murphy, CFP®, RICP®, ChFC®, Founder/CEO

What Price Ambition?

It was a Sunday, and at about 7:30 a.m., I received a “Got a minute?” text from a protégé, client, and friend. I first met her when she was in her 30s and her kids were little. Now she’s 50, launching young adults, navigating a demanding, well-compensated career, and processing post-divorce trauma.  (There’s something “magical”--note the sarcasm--about the two-year mark post-divorce. Maybe I’ll tackle that another day.) This woman—my friend--considers herself a hard-fought success.

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We Are Informed By Our Parents ...
Longevity Planning, Retirement Glidepath, Careers & Encores Sherry Finkel Murphy, CFP®, RICP®, ChFC®, Founder/CEO Longevity Planning, Retirement Glidepath, Careers & Encores Sherry Finkel Murphy, CFP®, RICP®, ChFC®, Founder/CEO

We Are Informed By Our Parents ...

I confess that I remained haunted by Hurricane Jackie’s (mom’s) retirement. Dad was seven years her senior, and when they retired to Florida, she was 63, my current age. For three decades, she spent her days in the Sunshine State walking, playing golf, aerobicizing and socializing.

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Umbrellas and Encore Careers
Careers & Encores, Longevity Planning Sherry Finkel Murphy, CFP®, RICP®, ChFC®, Founder/CEO Careers & Encores, Longevity Planning Sherry Finkel Murphy, CFP®, RICP®, ChFC®, Founder/CEO

Umbrellas and Encore Careers

In the late 1990s, when I immersed myself in the study of coaching as a domain, I read two books by the late Barbara Sher. These books had such a profound effect on my life and work that the title of one book, It’s Only Too Late If You Don’t Start Now, has become a personal hashtag and mantra for me. The other book, I Could Do Anything If I Only Knew What It Was, also remains a seminal piece of thought leadership for figuring out what makes for a satisfying career and life.

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Wage Gap, Time Gap, Wealth Gap
Careers & Encores Sherry Finkel Murphy, CFP®, RICP®, ChFC®, Founder/CEO Careers & Encores Sherry Finkel Murphy, CFP®, RICP®, ChFC®, Founder/CEO

Wage Gap, Time Gap, Wealth Gap

A week here on Earth (and I’m assuming anyone reading this lives on this planet) is 168 hours. It’s how many hours you and I have each week of every year we’re here. No more, no less.

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Technically, This Is An OBA
Careers & Encores, Retirement Glidepath Sherry Finkel Murphy, CFP®, RICP®, ChFC®, Founder/CEO Careers & Encores, Retirement Glidepath Sherry Finkel Murphy, CFP®, RICP®, ChFC®, Founder/CEO

Technically, This Is An OBA

A million years ago, when the earth’s crust was cooling and when college degrees were still etched in stone (just kidding, it wasn’t quite that long ago), I ditched my plans for law school to pursue a different post-graduate path and a career in the nascent high-tech computer industry. Before long, I realized I liked people better than electrons, and that led me to a position as a technical sales engineer, enabling me to call on prospects, provide technical demonstrations, and implement successful hardware/software business solutions.

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